Cash Management Trust: Grow your cash before your next investment
Make your cash work while you plan your next move
The most successful investors move fast when opportunities arise, and in the meantime, they make sure their cash is working for them.
Ord Minnett clients can access our Cash Management Trust (CMT), a secure account that earns a competitive rate of return on the funds you are holding for future investments.
To open a CMT account, download our application form today.
What is the CMT?
Ord Minnett’s CMT is a flexible transaction account, which earns a competitive rate of return, higher than most ‘at call’ transaction bank accounts.
With the CMT, you and your Ord Minnett adviser can manage trades seamlessly, settle equity purchases quickly, receive distributions promptly, and transfer funds effortlessly, even from your phone. It is a smarter way to keep your cash active and accessible.
The current CMT rate is [auto feed]% p.a.
Benefits
The benefits of Ords’ CMT include:
Competitive
rate of return
BPAY facility
Online 24/7 account access
Capital stability and liquidity
Full visibility and control
No account keeping fees
Features
The CMT provides a viable cash-hub solution for investment portfolio transactions such as:
Settle the purchase and sales of equity investments
Settle applications
and redemptions of managed fund investments
Settle IPOs and capital raising placements
Settle corporate action obligations
Receive dividend and distribution
Payment of investment-related expenses, such as ATO payments
Pay portfolio services fees and charges
BPAY facility to transfer funds out
What are the investment
objectives of the CMT?
Asset classes and strategic allocation
The CMT is fully invested in cash and cash like investments, which include bank deposits, bank issued and bank endorsed securities, qualifying corporate securities and government issued and government guaranteed securities.
The CMT won’t take on long-term debt. However, it might borrow small amounts for daily cash management. Ord Minnett will ensure that any borrowing doesn’t exceed 10% of the total value of the CMT’s investments and cash.
Summary risk level
The risk level is low when compared to an investment in asset classes such as shares, property and longer dated fixed interest securities. However, it is possible that the returns on your investment may be less than the rate of inflation.
Investment return objective
The investment return objective for the CMT is to deliver a competitive level of regular income for clients, which is greater than most ‘at call’ transaction bank accounts.
Minimum suggested investment timeframe
Short term.
Open your new
CMT
Ready to earn interest on your money while you wait for your next investment opportunity? Simply download the application form to open your new CMT account today.
CMT Frequently Asked Questions
Basics
Who are the managers of the CMT?
Ord Minnett Management Limited is the responsible entity of the CMT. It is responsible for the investment management, operation and administration, including all investment decisions. As the CMT is legally organised as a unit trust, Ord Minnett Management is also the trustee of the CMT.
The duties, rights and obligations of Ord Minnett Management are set out in the CMT’s constitution and the Corporations Act.
How is the rate of return calculated?
Net income of the CMT is calculated on a daily basis by adding together all interest and other income on investments plus net realised capital gains (if any) and subtracting CMT fees and expenses.
What is the current rate of the CMT?
The current CMT rate is [auto feed]% p.a.
Important Information
This webpage provides general information only and does not constitute financial, investment, or tax advice, and should not be relied on to make financial, investment or taxation decisions. The information is based on proposed legislation and current publicly available information as of October 2025, which may be subject to change. Individuals should seek professional advice tailored to their specific circumstances before making any decisions.
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